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Just starting off the chat. This thread is an opportunity for you to ask any questions you might have related to supporting yourself and your family. I don't confess to being an expert and so I can't promise to be able to answer every question but what I can promise is to give an honest answer, and, if I don't know, try and find the information you need, or advise of somewhere you can go to get the answer you need, wherever this is possible.